Monday, May 1, 2017

A simpler question

Dear Mr. Faso,

I've been contacting your office pretty regularly about health insurance - one might say "pestering." Most recently, I called on Thursday and spoke to a pleasant staffer who said you didn't yet have a position on the AHCA as modified by the MacArthur amendment, and that you needed to study the bill in its entirety.

I thought I'd try again with a simpler question.

The president yesterday said that the GOP health-insurance bill: ""Pre-existing conditions are in the bill. And I mandate it. I said, 'Has to be,'" (see here).

If we look at what was in the AHCA + MacArthur amendment, we see that states can actually get an all-but-guaranteed waiver from the pre-existing conditions requirement, as long as they have a high-risk pool (their own, or via participation in a federal one).

We also see that insurers would be able to add "surcharges" for various pre-existing conditions. So you would be able to get insurance, but in order for it to cover what actually ails you, you'd have to pay tens of thousands of dollars for your premium.

The question is simple: In your view, does the AHCA + MacArthur amendment count as guaranteeing coverage of pre-existing conditions?

Thank you,

Karl Seeley

Earlier efforts at getting a straight answer that demonstrates either an understanding of health insurance or some simple human concern for the well-being of his constituents:

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